Call reports 2002
BANK OF LINDSAY — 2002
What BANK OF LINDSAY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,277,000 | 23,543,000 | 23,347,000 | 23,482,000 |
| Total loans | 19,357,000 | 20,301,000 | 20,017,000 | 19,836,000 |
| Allowance for loan losses | 191,000 | 191,000 | 191,000 | 179,000 |
| Securities available for sale | 296,000 | 98,000 | 99,000 | 0 |
| Securities held to maturity | 379,000 | 580,000 | 580,000 | 678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,930,000 | 18,494,000 | 18,314,000 | 19,628,000 |
| Interest-bearing deposits | 15,412,000 | 15,745,000 | 15,608,000 | 16,124,000 |
| Noninterest-bearing deposits | 2,518,000 | 2,749,000 | 2,706,000 | 3,504,000 |
| Equity capital | 2,281,000 | 2,343,000 | 2,427,000 | 2,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 731,000 | 1,099,000 | 1,439,000 |
| Interest expense | 136,000 | 260,000 | 375,000 | 485,000 |
| Net interest income | 230,000 | 471,000 | 724,000 | 954,000 |
| Noninterest income | 57,000 | 112,000 | 170,000 | 275,000 |
| Noninterest expense | 276,000 | 477,000 | 676,000 | 1,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 106,000 | 218,000 | 214,000 |
| Income tax | 2,000 | 36,000 | 64,000 | 80,000 |
| Net income | 9,000 | 70,000 | 154,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,283,000 | 2,344,000 | 2,427,000 | 2,355,000 |
| Total capital | 2,474,000 | 2,535,000 | 2,618,000 | 2,534,000 |
| Risk-weighted assets | 20,420,000 | 21,394,000 | 21,356,000 | 21,246,000 |
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