Call reports 2015
ACKLEY STATE BANK — 2015
What ACKLEY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,408,000 | 150,323,000 | 146,012,000 | 147,371,000 |
| Total loans | 97,024,000 | 101,520,000 | 101,823,000 | 101,789,000 |
| Allowance for loan losses | 1,069,000 | 1,084,000 | 1,371,000 | 1,368,000 |
| Securities available for sale | 31,931,000 | 31,500,000 | 28,424,000 | 28,218,000 |
| Securities held to maturity | 1,200,000 | 1,162,000 | 1,162,000 | 1,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,551,000 | 112,792,000 | 106,317,000 | 108,111,000 |
| Interest-bearing deposits | 94,849,000 | 92,205,000 | 86,532,000 | 87,945,000 |
| Noninterest-bearing deposits | 20,702,000 | 20,587,000 | 19,785,000 | 20,166,000 |
| Equity capital | 18,409,000 | 18,258,000 | 18,620,000 | 19,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,814,000 | 4,274,000 | 5,746,000 |
| Interest expense | 219,000 | 429,000 | 635,000 | 823,000 |
| Net interest income | 1,159,000 | 2,385,000 | 3,639,000 | 4,923,000 |
| Noninterest income | 370,000 | 776,000 | 1,215,000 | 1,731,000 |
| Noninterest expense | 1,139,000 | 2,282,000 | 3,438,000 | 4,443,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 375,000 | 849,000 | 1,406,000 | 2,201,000 |
| Income tax | 17,000 | 38,000 | 65,000 | 94,000 |
| Net income | 358,000 | 811,000 | 1,341,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,191,000 | 15,525,000 | 15,744,000 | 16,249,000 |
| Total capital | 17,260,000 | 16,609,000 | 17,115,000 | 17,617,000 |
| Risk-weighted assets | 129,414,000 | 137,899,000 | 135,863,000 | 136,469,000 |