Call reports 2014
ACKLEY STATE BANK — 2014
What ACKLEY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,491,000 | 148,924,000 | 144,326,000 | 152,743,000 |
| Total loans | 94,195,000 | 94,439,000 | 93,322,000 | 99,090,000 |
| Allowance for loan losses | 1,224,000 | 1,188,000 | 1,034,000 | 1,054,000 |
| Securities available for sale | 32,390,000 | 33,806,000 | 32,019,000 | 31,659,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,603,000 | 119,165,000 | 112,778,000 | 119,766,000 |
| Interest-bearing deposits | 90,787,000 | 93,853,000 | 90,441,000 | 96,717,000 |
| Noninterest-bearing deposits | 25,816,000 | 25,312,000 | 22,337,000 | 23,049,000 |
| Equity capital | 16,150,000 | 16,404,000 | 17,971,000 | 18,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,756,000 | 4,155,000 | 5,577,000 |
| Interest expense | 217,000 | 434,000 | 646,000 | 859,000 |
| Net interest income | 1,153,000 | 2,322,000 | 3,509,000 | 4,718,000 |
| Noninterest income | 386,000 | 793,000 | 1,422,000 | 1,982,000 |
| Noninterest expense | 1,093,000 | 2,302,000 | 3,521,000 | 4,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 446,000 | 813,000 | 1,424,000 | 1,994,000 |
| Income tax | 20,000 | 42,000 | 69,000 | 93,000 |
| Net income | 426,000 | 771,000 | 1,355,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,321,000 | 13,389,000 | 14,928,000 | 15,181,000 |
| Total capital | 14,545,000 | 14,577,000 | 15,962,000 | 16,235,000 |
| Risk-weighted assets | 127,451,000 | 129,253,000 | 126,972,000 | 134,235,000 |