Call reports 2013
ACKLEY STATE BANK — 2013
What ACKLEY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,525,000 | 143,943,000 | 145,839,000 | 148,146,000 |
| Total loans | 86,979,000 | 91,783,000 | 91,690,000 | 94,167,000 |
| Allowance for loan losses | 1,222,000 | 1,256,000 | 1,256,000 | 1,256,000 |
| Securities available for sale | 36,727,000 | 33,377,000 | 33,625,000 | 32,888,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,502,000 | 111,805,000 | 113,460,000 | 116,963,000 |
| Interest-bearing deposits | 93,579,000 | 92,144,000 | 91,655,000 | 89,614,000 |
| Noninterest-bearing deposits | 19,923,000 | 19,661,000 | 21,805,000 | 27,349,000 |
| Equity capital | 16,280,000 | 15,331,000 | 15,556,000 | 15,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,827,000 | 4,225,000 | 5,635,000 |
| Interest expense | 270,000 | 520,000 | 761,000 | 995,000 |
| Net interest income | 1,167,000 | 2,307,000 | 3,464,000 | 4,640,000 |
| Noninterest income | 569,000 | 1,109,000 | 1,658,000 | 2,133,000 |
| Noninterest expense | 1,287,000 | 2,555,000 | 3,803,000 | 4,825,000 |
| Provision for loan losses | 73,000 | 106,000 | 106,000 | 106,000 |
| Pretax income | 376,000 | 755,000 | 1,213,000 | 1,842,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 82,000 |
| Net income | 360,000 | 723,000 | 1,165,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,822,000 | 12,780,000 | 12,863,000 | 13,173,000 |
| Total capital | 14,044,000 | 14,036,000 | 14,119,000 | 14,429,000 |
| Risk-weighted assets | 119,940,000 | 126,289,000 | 127,957,000 | 128,045,000 |