Call reports 2012
ACKLEY STATE BANK — 2012
What ACKLEY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,071,000 | 153,970,000 | 153,980,000 | 153,098,000 |
| Total loans | 63,060,000 | 88,234,000 | 89,470,000 | 94,447,000 |
| Allowance for loan losses | 978,000 | 1,039,000 | 1,071,000 | 1,144,000 |
| Securities available for sale | 43,049,000 | 43,181,000 | 45,041,000 | 38,002,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,884,000 | 121,764,000 | 120,673,000 | 115,288,000 |
| Interest-bearing deposits | 70,114,000 | 96,384,000 | 94,628,000 | 94,304,000 |
| Noninterest-bearing deposits | 21,770,000 | 25,380,000 | 26,045,000 | 20,984,000 |
| Equity capital | 13,140,000 | 15,596,000 | 16,287,000 | 16,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,583,000 | 4,130,000 | 5,654,000 |
| Interest expense | 257,000 | 541,000 | 841,000 | 1,123,000 |
| Net interest income | 902,000 | 2,042,000 | 3,289,000 | 4,531,000 |
| Noninterest income | 373,000 | 821,000 | 1,354,000 | 2,078,000 |
| Noninterest expense | 983,000 | 2,088,000 | 3,278,000 | 4,679,000 |
| Provision for loan losses | 45,000 | 106,000 | 138,000 | 169,000 |
| Pretax income | 258,000 | 693,000 | 1,254,000 | 1,863,000 |
| Income tax | 13,000 | 32,000 | 57,000 | 81,000 |
| Net income | 245,000 | 661,000 | 1,197,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,506,000 | 11,776,000 | 12,188,000 | 12,481,000 |
| Total capital | 12,484,000 | 12,815,000 | 13,259,000 | 13,625,000 |
| Risk-weighted assets | 90,587,000 | 117,668,000 | 120,504,000 | 126,225,000 |