Call reports 2011
ACKLEY STATE BANK — 2011
What ACKLEY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,013,000 | 118,651,000 | 120,513,000 | 124,513,000 |
| Total loans | 57,391,000 | 60,225,000 | 63,521,000 | 65,505,000 |
| Allowance for loan losses | 988,000 | 1,024,000 | 990,000 | 927,000 |
| Securities available for sale | 32,326,000 | 34,834,000 | 42,125,000 | 40,558,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,633,000 | 89,022,000 | 88,149,000 | 90,028,000 |
| Interest-bearing deposits | 69,214,000 | 69,462,000 | 67,692,000 | 68,516,000 |
| Noninterest-bearing deposits | 19,419,000 | 19,560,000 | 20,457,000 | 21,512,000 |
| Equity capital | 11,435,000 | 12,252,000 | 12,925,000 | 13,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,246,000 | 3,425,000 | 4,630,000 |
| Interest expense | 311,000 | 608,000 | 890,000 | 1,161,000 |
| Net interest income | 787,000 | 1,638,000 | 2,535,000 | 3,469,000 |
| Noninterest income | 216,000 | 506,000 | 797,000 | 1,344,000 |
| Noninterest expense | 838,000 | 1,663,000 | 2,469,000 | 3,405,000 |
| Provision for loan losses | 125,000 | 200,000 | 200,000 | 293,000 |
| Pretax income | 40,000 | 281,000 | 663,000 | 1,115,000 |
| Income tax | 2,000 | 12,000 | 31,000 | 48,000 |
| Net income | 38,000 | 269,000 | 632,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,644,000 | 10,878,000 | 11,246,000 | 11,432,000 |
| Total capital | 11,632,000 | 11,902,000 | 12,236,000 | 12,359,000 |
| Risk-weighted assets | 79,922,000 | 83,463,000 | 87,692,000 | 92,666,000 |