Call reports 2004
ACKLEY STATE BANK — 2004
What ACKLEY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 87,027,000 | 91,624,000 | 94,111,000 | 98,369,000 |
| Total loans | 57,504,000 | 62,804,000 | 65,096,000 | 64,762,000 |
| Allowance for loan losses | 956,000 | 986,000 | 1,020,000 | 834,000 |
| Securities available for sale | 24,193,000 | 23,230,000 | 22,148,000 | 26,482,000 |
| Securities held to maturity | 140,000 | 140,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,084,000 | 68,262,000 | 67,556,000 | 71,028,000 |
| Interest-bearing deposits | 61,172,000 | 63,002,000 | 62,261,000 | 64,118,000 |
| Noninterest-bearing deposits | 4,912,000 | 5,260,000 | 5,295,000 | 6,910,000 |
| Equity capital | 8,164,000 | 8,139,000 | 8,455,000 | 8,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,256,000 | 3,463,000 | 4,751,000 |
| Interest expense | 433,000 | 887,000 | 1,377,000 | 1,893,000 |
| Net interest income | 683,000 | 1,369,000 | 2,086,000 | 2,858,000 |
| Noninterest income | 149,000 | 303,000 | 541,000 | 704,000 |
| Noninterest expense | 524,000 | 1,026,000 | 1,635,000 | 2,203,000 |
| Provision for loan losses | 20,000 | 50,000 | 79,000 | 95,000 |
| Pretax income | 291,000 | 594,000 | 911,000 | 1,262,000 |
| Income tax | 79,000 | 164,000 | 256,000 | 327,000 |
| Net income | 212,000 | 430,000 | 655,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,418,000 | 7,637,000 | 7,862,000 | 8,141,000 |
| Total capital | 8,249,000 | 8,532,000 | 8,784,000 | 8,975,000 |
| Risk-weighted assets | 66,356,000 | 71,522,000 | 73,635,000 | 75,134,000 |
Machine access — free, no API key
Every figure shown here about ACKLEY STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.