Call reports 2020
APPLE CREEK BANKING COMPANY, THE — 2020
What APPLE CREEK BANKING COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 142,610,000 | 161,681,000 | 168,480,000 | 179,273,000 |
| Total loans | 110,699,000 | 116,569,000 | 123,159,000 | 134,904,000 |
| Allowance for loan losses | 873,000 | 900,000 | 898,000 | 988,000 |
| Securities available for sale | 18,084,000 | 17,134,000 | 13,888,000 | 16,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,836,000 | 146,976,000 | 153,334,000 | 165,553,000 |
| Interest-bearing deposits | 91,396,000 | 99,038,000 | 104,886,000 | 110,516,000 |
| Noninterest-bearing deposits | 38,440,000 | 47,938,000 | 48,448,000 | 55,037,000 |
| Equity capital | 11,878,000 | 12,342,000 | 12,799,000 | 12,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,245,000 | 4,911,000 | 6,684,000 |
| Interest expense | 115,000 | 216,000 | 322,000 | 427,000 |
| Net interest income | 1,488,000 | 3,029,000 | 4,589,000 | 6,257,000 |
| Noninterest income | 144,000 | 278,000 | 426,000 | 642,000 |
| Noninterest expense | 1,144,000 | 2,254,000 | 3,356,000 | 4,742,000 |
| Provision for loan losses | 50,000 | 77,000 | 78,000 | 167,000 |
| Pretax income | 441,000 | 981,000 | 1,586,000 | 1,995,000 |
| Income tax | 87,000 | 196,000 | 320,000 | 402,000 |
| Net income | 354,000 | 785,000 | 1,266,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,835,000 | 12,267,000 | 12,747,000 | 12,824,000 |
| Total capital | 12,710,000 | 13,170,000 | 13,648,000 | 13,815,000 |
| Risk-weighted assets | 102,789,000 | 105,120,000 | 111,056,000 | 123,592,000 |