Call reports 2017
APPLE CREEK BANKING COMPANY, THE — 2017
What APPLE CREEK BANKING COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,609,000 | 145,226,000 | 146,011,000 | 129,513,000 |
| Total loans | 92,149,000 | 93,197,000 | 92,786,000 | 95,137,000 |
| Allowance for loan losses | 569,000 | 560,000 | 564,000 | 551,000 |
| Securities available for sale | 20,741,000 | 19,689,000 | 18,861,000 | 18,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,528,000 | 116,147,000 | 116,636,000 | 118,244,000 |
| Interest-bearing deposits | 83,523,000 | 82,234,000 | 83,489,000 | 84,338,000 |
| Noninterest-bearing deposits | 31,005,000 | 33,913,000 | 33,147,000 | 33,906,000 |
| Equity capital | 10,167,000 | 10,224,000 | 10,483,000 | 10,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,498,000 | 3,795,000 | 5,090,000 |
| Interest expense | 87,000 | 172,000 | 269,000 | 356,000 |
| Net interest income | 1,144,000 | 2,326,000 | 3,526,000 | 4,734,000 |
| Noninterest income | 96,000 | 155,000 | 272,000 | 366,000 |
| Noninterest expense | 960,000 | 1,979,000 | 2,876,000 | 3,916,000 |
| Provision for loan losses | 51,000 | 51,000 | 53,000 | 38,000 |
| Pretax income | 229,000 | 461,000 | 881,000 | 1,166,000 |
| Income tax | 63,000 | 128,000 | 257,000 | 230,000 |
| Net income | 166,000 | 333,000 | 624,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,250,000 | 10,197,000 | 10,483,000 | 10,611,000 |
| Total capital | 10,822,000 | 10,760,000 | 11,050,000 | 11,165,000 |
| Risk-weighted assets | 89,395,000 | 90,551,000 | 90,018,000 | 88,337,000 |