Call reports 2025
FIRST BANK OF BELOIT — 2025
What FIRST BANK OF BELOIT reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 105,667,000 |
| Total loans | 70,572,000 |
| Allowance for loan losses | 1,099,000 |
| Securities available for sale | 27,341,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 85,249,000 |
| Interest-bearing deposits | 59,608,000 |
| Noninterest-bearing deposits | 25,641,000 |
| Equity capital | 11,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 1,289,000 |
| Interest expense | 443,000 |
| Net interest income | 846,000 |
| Noninterest income | 59,000 |
| Noninterest expense | 593,000 |
| Provision for loan losses | 0 |
| Pretax income | 309,000 |
| Income tax | 44,000 |
| Net income | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 13,575,000 |
| Total capital | 14,466,000 |
| Risk-weighted assets | 71,072,000 |