Call reports 2024
FIRST BANK OF BELOIT — 2024
What FIRST BANK OF BELOIT reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 107,966,000 | 108,113,000 | 109,246,000 | 111,319,000 |
| Total loans | 65,124,000 | 70,613,000 | 72,903,000 | 73,078,000 |
| Allowance for loan losses | 1,107,000 | 1,108,000 | 1,099,000 | 1,099,000 |
| Securities available for sale | 31,092,000 | 28,935,000 | 28,385,000 | 27,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,358,000 | 85,774,000 | 81,933,000 | 92,388,000 |
| Interest-bearing deposits | 59,648,000 | 58,392,000 | 56,310,000 | 65,607,000 |
| Noninterest-bearing deposits | 26,710,000 | 27,382,000 | 25,623,000 | 26,781,000 |
| Equity capital | 10,195,000 | 10,444,000 | 11,347,000 | 10,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,502,000 | 3,834,000 | 5,191,000 |
| Interest expense | 438,000 | 905,000 | 1,401,000 | 1,924,000 |
| Net interest income | 800,000 | 1,597,000 | 2,433,000 | 3,267,000 |
| Noninterest income | 60,000 | 119,000 | 179,000 | 238,000 |
| Noninterest expense | 633,000 | 1,289,000 | 1,935,000 | 2,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 405,000 | 653,000 | 911,000 |
| Income tax | 48,000 | 100,000 | 154,000 | 209,000 |
| Net income | 182,000 | 305,000 | 499,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,939,000 | 13,062,000 | 13,256,000 | 13,309,000 |
| Total capital | 13,781,000 | 13,954,000 | 14,170,000 | 14,225,000 |
| Risk-weighted assets | 67,112,000 | 71,104,000 | 72,945,000 | 73,147,000 |