Call reports 2023
FIRST BANK OF BELOIT — 2023
What FIRST BANK OF BELOIT reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 107,687,000 | 107,096,000 | 101,941,000 | 114,681,000 |
| Total loans | 58,671,000 | 60,374,000 | 57,303,000 | 63,093,000 |
| Allowance for loan losses | 1,106,000 | 1,106,000 | 1,107,000 | 1,107,000 |
| Securities available for sale | 38,502,000 | 32,218,000 | 31,094,000 | 32,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,587,000 | 84,889,000 | 84,983,000 | 93,219,000 |
| Interest-bearing deposits | 54,750,000 | 55,772,000 | 54,387,000 | 62,517,000 |
| Noninterest-bearing deposits | 30,837,000 | 29,117,000 | 30,596,000 | 30,702,000 |
| Equity capital | 9,419,000 | 9,400,000 | 9,066,000 | 10,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 2,007,000 | 3,077,000 | 4,208,000 |
| Interest expense | 224,000 | 529,000 | 865,000 | 1,205,000 |
| Net interest income | 734,000 | 1,478,000 | 2,212,000 | 3,003,000 |
| Noninterest income | 62,000 | 122,000 | 197,000 | 255,000 |
| Noninterest expense | 599,000 | 1,230,000 | 1,829,000 | 2,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 263,000 | 479,000 | 696,000 |
| Income tax | 39,000 | 54,000 | 94,000 | 153,000 |
| Net income | 162,000 | 209,000 | 385,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,525,000 | 12,573,000 | 12,749,000 | 12,757,000 |
| Total capital | 13,307,000 | 13,377,000 | 13,506,000 | 13,593,000 |
| Risk-weighted assets | 62,209,000 | 64,048,000 | 60,204,000 | 66,572,000 |