Call reports 2022
FIRST BANK OF BELOIT — 2022
What FIRST BANK OF BELOIT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 102,012,000 | 103,757,000 | 100,389,000 | 106,248,000 |
| Total loans | 49,079,000 | 51,701,000 | 52,753,000 | 57,700,000 |
| Allowance for loan losses | 1,103,000 | 1,104,000 | 1,104,000 | 1,106,000 |
| Securities available for sale | 40,855,000 | 38,898,000 | 37,612,000 | 38,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,128,000 | 94,573,000 | 92,166,000 | 91,906,000 |
| Interest-bearing deposits | 62,102,000 | 62,458,000 | 59,052,000 | 60,969,000 |
| Noninterest-bearing deposits | 30,026,000 | 32,115,000 | 33,114,000 | 30,937,000 |
| Equity capital | 9,776,000 | 8,950,000 | 7,965,000 | 8,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,434,000 | 2,232,000 | 3,115,000 |
| Interest expense | 37,000 | 73,000 | 116,000 | 236,000 |
| Net interest income | 657,000 | 1,361,000 | 2,116,000 | 2,879,000 |
| Noninterest income | 61,000 | 125,000 | 208,000 | 569,000 |
| Noninterest expense | 566,000 | 1,135,000 | 1,717,000 | 2,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 155,000 | 349,000 | 610,000 | 1,041,000 |
| Income tax | 48,000 | 117,000 | 169,000 | 139,000 |
| Net income | 107,000 | 232,000 | 441,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,719,000 | 11,844,000 | 12,052,000 | 12,364,000 |
| Total capital | 12,417,000 | 12,573,000 | 12,783,000 | 13,138,000 |
| Risk-weighted assets | 55,442,000 | 57,958,000 | 58,120,000 | 61,581,000 |