Call reports 2020
FIRST BANK OF BELOIT — 2020
What FIRST BANK OF BELOIT reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 79,209,000 | 85,184,000 | 88,090,000 | 101,696,000 |
| Total loans | 46,706,000 | 48,974,000 | 52,844,000 | 49,672,000 |
| Allowance for loan losses | 949,000 | 951,000 | 1,101,000 | 1,101,000 |
| Securities available for sale | 18,086,000 | 21,686,000 | 24,633,000 | 27,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,149,000 | 73,536,000 | 75,947,000 | 89,940,000 |
| Interest-bearing deposits | 48,232,000 | 49,505,000 | 49,326,000 | 60,552,000 |
| Noninterest-bearing deposits | 19,917,000 | 24,031,000 | 26,621,000 | 29,388,000 |
| Equity capital | 10,694,000 | 11,183,000 | 11,551,000 | 11,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,611,000 | 2,302,000 | 2,989,000 |
| Interest expense | 57,000 | 109,000 | 161,000 | 204,000 |
| Net interest income | 663,000 | 1,502,000 | 2,141,000 | 2,785,000 |
| Noninterest income | 62,000 | 115,000 | 401,000 | 459,000 |
| Noninterest expense | 544,000 | 1,104,000 | 1,568,000 | 2,219,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 88,000 | 424,000 | 887,000 | 942,000 |
| Income tax | 38,000 | 82,000 | 174,000 | 196,000 |
| Net income | 50,000 | 342,000 | 713,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,518,000 | 10,809,000 | 11,180,000 | 10,963,000 |
| Total capital | 11,155,000 | 11,481,000 | 11,889,000 | 11,678,000 |
| Risk-weighted assets | 50,659,000 | 53,495,000 | 56,327,000 | 56,800,000 |