Call reports 2019
FIRST BANK OF BELOIT — 2019
What FIRST BANK OF BELOIT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,178,000 | 74,250,000 | 75,071,000 | 82,571,000 |
| Total loans | 42,956,000 | 43,853,000 | 46,010,000 | 46,779,000 |
| Allowance for loan losses | 847,000 | 849,000 | 849,000 | 849,000 |
| Securities available for sale | 23,527,000 | 20,458,000 | 19,577,000 | 19,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,614,000 | 61,279,000 | 63,892,000 | 71,235,000 |
| Interest-bearing deposits | 42,605,000 | 42,537,000 | 44,373,000 | 50,674,000 |
| Noninterest-bearing deposits | 18,009,000 | 18,742,000 | 19,519,000 | 20,561,000 |
| Equity capital | 9,890,000 | 10,181,000 | 10,336,000 | 10,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,407,000 | 2,129,000 | 2,864,000 |
| Interest expense | 69,000 | 141,000 | 212,000 | 273,000 |
| Net interest income | 626,000 | 1,266,000 | 1,917,000 | 2,591,000 |
| Noninterest income | 59,000 | 117,000 | 176,000 | 231,000 |
| Noninterest expense | 537,000 | 1,079,000 | 1,636,000 | 2,151,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 91,000 | 258,000 | 411,000 | 702,000 |
| Income tax | 24,000 | 45,000 | 68,000 | 133,000 |
| Net income | 67,000 | 213,000 | 343,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,965,000 | 10,111,000 | 10,241,000 | 10,467,000 |
| Total capital | 10,564,000 | 10,700,000 | 10,863,000 | 11,114,000 |
| Risk-weighted assets | 47,695,000 | 46,866,000 | 49,608,000 | 51,567,000 |