Call reports 2018
FIRST BANK OF BELOIT — 2018
What FIRST BANK OF BELOIT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,101,000 | 78,391,000 | 76,418,000 | 77,570,000 |
| Total loans | 37,671,000 | 40,662,000 | 40,751,000 | 41,638,000 |
| Allowance for loan losses | 795,000 | 797,000 | 797,000 | 797,000 |
| Securities available for sale | 26,565,000 | 24,893,000 | 24,802,000 | 24,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,083,000 | 68,299,000 | 65,299,000 | 67,339,000 |
| Interest-bearing deposits | 50,246,000 | 50,526,000 | 46,418,000 | 48,258,000 |
| Noninterest-bearing deposits | 17,837,000 | 17,773,000 | 18,881,000 | 19,081,000 |
| Equity capital | 9,356,000 | 9,378,000 | 9,370,000 | 9,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,280,000 | 1,945,000 | 2,625,000 |
| Interest expense | 68,000 | 141,000 | 211,000 | 292,000 |
| Net interest income | 561,000 | 1,139,000 | 1,734,000 | 2,333,000 |
| Noninterest income | 56,000 | 89,000 | 148,000 | 211,000 |
| Noninterest expense | 497,000 | 1,001,000 | 1,523,000 | 2,043,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 227,000 | 359,000 | 501,000 |
| Income tax | 12,000 | 25,000 | 42,000 | 82,000 |
| Net income | 108,000 | 202,000 | 317,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,687,000 | 9,781,000 | 9,897,000 | 9,898,000 |
| Total capital | 10,256,000 | 10,374,000 | 10,480,000 | 10,488,000 |
| Risk-weighted assets | 45,309,000 | 47,268,000 | 46,452,000 | 46,990,000 |