Call reports 2017
FIRST BANK OF BELOIT — 2017
What FIRST BANK OF BELOIT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,638,000 | 77,859,000 | 75,632,000 | 81,116,000 |
| Total loans | 38,485,000 | 37,283,000 | 37,307,000 | 38,067,000 |
| Allowance for loan losses | 804,000 | 804,000 | 806,000 | 790,000 |
| Securities available for sale | 26,091,000 | 27,125,000 | 27,955,000 | 26,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,639,000 | 67,633,000 | 64,356,000 | 71,038,000 |
| Interest-bearing deposits | 50,222,000 | 51,259,000 | 47,369,000 | 54,107,000 |
| Noninterest-bearing deposits | 16,417,000 | 16,374,000 | 16,987,000 | 16,931,000 |
| Equity capital | 9,323,000 | 9,419,000 | 9,468,000 | 9,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,205,000 | 1,814,000 | 2,429,000 |
| Interest expense | 63,000 | 127,000 | 192,000 | 260,000 |
| Net interest income | 539,000 | 1,078,000 | 1,622,000 | 2,169,000 |
| Noninterest income | 27,000 | 2,000 | 71,000 | 139,000 |
| Noninterest expense | 544,000 | 1,087,000 | 1,621,000 | 2,152,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 122,000 | 96,000 | 188,000 | 278,000 |
| Income tax | 22,000 | 40,000 | 64,000 | -24,000 |
| Net income | 100,000 | 56,000 | 124,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,377,000 | 9,333,000 | 9,401,000 | 9,579,000 |
| Total capital | 9,952,000 | 9,897,000 | 9,957,000 | 10,158,000 |
| Risk-weighted assets | 45,779,000 | 44,903,000 | 44,235,000 | 46,154,000 |