Call reports 2011
FIRST BANK OF BELOIT — 2011
What FIRST BANK OF BELOIT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,512,000 | 67,114,000 | 67,639,000 | 79,291,000 |
| Total loans | 37,329,000 | 38,160,000 | 36,247,000 | 38,675,000 |
| Allowance for loan losses | 417,000 | 417,000 | 411,000 | 412,000 |
| Securities available for sale | 16,148,000 | 16,838,000 | 17,420,000 | 22,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,949,000 | 57,416,000 | 58,508,000 | 69,182,000 |
| Interest-bearing deposits | 41,846,000 | 40,961,000 | 44,511,000 | 53,338,000 |
| Noninterest-bearing deposits | 14,103,000 | 16,455,000 | 13,997,000 | 15,844,000 |
| Equity capital | 7,729,000 | 7,908,000 | 8,055,000 | 8,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,335,000 | 1,975,000 | 2,617,000 |
| Interest expense | 109,000 | 215,000 | 319,000 | 419,000 |
| Net interest income | 563,000 | 1,120,000 | 1,656,000 | 2,198,000 |
| Noninterest income | 64,000 | 136,000 | 208,000 | 276,000 |
| Noninterest expense | 411,000 | 830,000 | 1,246,000 | 1,735,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 216,000 | 462,000 | 624,000 | 745,000 |
| Income tax | 54,000 | 120,000 | 155,000 | 181,000 |
| Net income | 162,000 | 342,000 | 469,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,608,000 | 7,788,000 | 7,914,000 | 8,010,000 |
| Total capital | 8,025,000 | 8,205,000 | 8,325,000 | 8,422,000 |
| Risk-weighted assets | 43,096,000 | 44,842,000 | 44,194,000 | 48,887,000 |