Call reports 2005
FIRST BANK OF BELOIT — 2005
What FIRST BANK OF BELOIT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,650,000 | 53,337,000 | 51,953,000 | 52,765,000 |
| Total loans | 29,861,000 | 31,543,000 | 30,898,000 | 32,242,000 |
| Allowance for loan losses | 426,000 | 427,000 | 427,000 | 427,000 |
| Securities available for sale | 19,255,000 | 18,697,000 | 18,003,000 | 17,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,666,000 | 44,785,000 | 41,341,000 | 44,052,000 |
| Interest-bearing deposits | 38,605,000 | 36,921,000 | 34,349,000 | 36,871,000 |
| Noninterest-bearing deposits | 7,061,000 | 7,864,000 | 6,992,000 | 7,181,000 |
| Equity capital | 5,649,000 | 5,795,000 | 5,804,000 | 5,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,337,000 | 2,032,000 | 2,741,000 |
| Interest expense | 203,000 | 418,000 | 663,000 | 924,000 |
| Net interest income | 462,000 | 919,000 | 1,369,000 | 1,817,000 |
| Noninterest income | 55,000 | 121,000 | 178,000 | 249,000 |
| Noninterest expense | 332,000 | 684,000 | 1,040,000 | 1,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 336,000 | 487,000 | 641,000 |
| Income tax | 42,000 | 86,000 | 122,000 | 172,000 |
| Net income | 123,000 | 250,000 | 365,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,839,000 | 5,905,000 | 5,961,000 | 6,005,000 |
| Total capital | 6,258,000 | 6,332,000 | 6,384,000 | 6,432,000 |
| Risk-weighted assets | 33,490,000 | 34,697,000 | 33,816,000 | 34,969,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK OF BELOIT — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.