Call reports 2025
GRAND SAVINGS BANK — 2025
What GRAND SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 938,504,000 | 946,399,000 | 978,596,000 | 1,013,686,000 |
| Total loans | 743,926,000 | 774,352,000 | 785,155,000 | 823,740,000 |
| Allowance for loan losses | 7,741,000 | 7,839,000 | 8,195,000 | 9,559,000 |
| Securities available for sale | 71,002,000 | 83,529,000 | 86,626,000 | 89,280,000 |
| Securities held to maturity | 866,000 | 368,000 | 369,000 | 259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,428,000 | 831,695,000 | 860,380,000 | 890,685,000 |
| Interest-bearing deposits | 647,690,000 | 642,404,000 | 661,046,000 | 710,644,000 |
| Noninterest-bearing deposits | 180,738,000 | 189,291,000 | 199,334,000 | 180,041,000 |
| Equity capital | 104,323,000 | 109,988,000 | 111,752,000 | 116,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,455,000 | 31,281,000 | 48,128,000 | 65,039,000 |
| Interest expense | 4,399,000 | 8,574,000 | 12,921,000 | 17,319,000 |
| Net interest income | 11,056,000 | 22,707,000 | 35,207,000 | 47,720,000 |
| Noninterest income | 1,299,000 | 3,023,000 | 4,683,000 | 6,130,000 |
| Noninterest expense | 5,734,000 | 11,620,000 | 17,717,000 | 23,798,000 |
| Provision for loan losses | 220,000 | 422,000 | 768,000 | 2,089,000 |
| Pretax income | 6,401,000 | 13,470,000 | 21,137,000 | 27,695,000 |
| Income tax | 1,492,000 | 3,152,000 | 4,931,000 | 6,634,000 |
| Net income | 4,909,000 | 10,318,000 | 16,206,000 | 21,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,819,000 | 111,227,000 | 112,116,000 | 116,971,000 |