Call reports 2023
GRAND SAVINGS BANK — 2023
What GRAND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 885,995,000 | 904,384,000 | 895,497,000 | 914,255,000 |
| Total loans | 691,337,000 | 674,526,000 | 689,727,000 | 699,611,000 |
| Allowance for loan losses | 6,242,000 | 6,270,000 | 6,351,000 | 6,504,000 |
| Securities available for sale | 66,064,000 | 61,116,000 | 56,269,000 | 60,901,000 |
| Securities held to maturity | 1,985,000 | 1,982,000 | 1,423,000 | 1,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 801,549,000 | 817,019,000 | 804,671,000 | 818,451,000 |
| Interest-bearing deposits | 620,303,000 | 639,175,000 | 628,507,000 | 653,045,000 |
| Noninterest-bearing deposits | 181,246,000 | 177,844,000 | 176,164,000 | 165,406,000 |
| Equity capital | 78,677,000 | 82,304,000 | 85,128,000 | 90,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,142,000 | 23,917,000 | 38,016,000 | 52,553,000 |
| Interest expense | 2,548,000 | 6,150,000 | 10,167,000 | 14,635,000 |
| Net interest income | 8,594,000 | 17,767,000 | 27,849,000 | 37,918,000 |
| Noninterest income | 1,394,000 | 2,866,000 | 4,536,000 | 6,037,000 |
| Noninterest expense | 5,012,000 | 10,205,000 | 15,572,000 | 21,019,000 |
| Provision for loan losses | 147,000 | 255,000 | 362,000 | 483,000 |
| Pretax income | 4,829,000 | 10,173,000 | 16,451,000 | 22,453,000 |
| Income tax | 1,238,000 | 2,597,000 | 4,212,000 | 5,422,000 |
| Net income | 3,591,000 | 7,576,000 | 12,239,000 | 17,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,486,000 | 85,472,000 | 88,447,000 | 93,187,000 |