Call reports 2022
GRAND SAVINGS BANK — 2022
What GRAND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 786,157,000 | 789,748,000 | 833,579,000 | 848,960,000 |
| Total loans | 600,836,000 | 648,234,000 | 671,607,000 | 684,011,000 |
| Allowance for loan losses | 5,468,000 | 5,565,000 | 5,849,000 | 5,973,000 |
| Securities available for sale | 42,844,000 | 50,698,000 | 56,458,000 | 64,265,000 |
| Securities held to maturity | 2,101,000 | 1,998,000 | 1,994,000 | 1,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,495,000 | 714,602,000 | 743,254,000 | 750,088,000 |
| Interest-bearing deposits | 519,475,000 | 518,916,000 | 549,688,000 | 567,033,000 |
| Noninterest-bearing deposits | 193,020,000 | 195,686,000 | 193,566,000 | 183,055,000 |
| Equity capital | 70,321,000 | 72,475,000 | 72,943,000 | 76,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,562,000 | 15,888,000 | 24,966,000 | 35,047,000 |
| Interest expense | 410,000 | 814,000 | 1,539,000 | 3,005,000 |
| Net interest income | 7,152,000 | 15,074,000 | 23,427,000 | 32,042,000 |
| Noninterest income | 1,433,000 | 3,051,000 | 4,576,000 | 5,996,000 |
| Noninterest expense | 4,809,000 | 9,733,000 | 14,803,000 | 19,849,000 |
| Provision for loan losses | 189,000 | 384,000 | 1,249,000 | 1,940,000 |
| Pretax income | 3,587,000 | 8,008,000 | 11,951,000 | 16,249,000 |
| Income tax | 913,000 | 2,053,000 | 3,062,000 | 4,161,000 |
| Net income | 2,674,000 | 5,955,000 | 8,889,000 | 12,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,182,000 | 75,463,000 | 76,822,000 | 80,021,000 |