Call reports 2019
GRAND SAVINGS BANK — 2019
What GRAND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 490,986,000 | 498,391,000 | 510,577,000 | 541,467,000 |
| Total loans | 401,470,000 | 400,110,000 | 406,830,000 | 411,952,000 |
| Allowance for loan losses | 3,042,000 | 3,091,000 | 3,136,000 | 3,104,000 |
| Securities available for sale | 30,580,000 | 30,454,000 | 32,688,000 | 32,742,000 |
| Securities held to maturity | 1,463,000 | 1,462,000 | 1,022,000 | 941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,839,000 | 441,559,000 | 457,592,000 | 483,250,000 |
| Interest-bearing deposits | 417,767,000 | 424,796,000 | 438,009,000 | 466,825,000 |
| Noninterest-bearing deposits | 19,072,000 | 16,763,000 | 19,583,000 | 16,425,000 |
| Equity capital | 44,734,000 | 47,422,000 | 47,384,000 | 49,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,272,000 | 12,994,000 | 20,035,000 | 27,126,000 |
| Interest expense | 1,344,000 | 2,835,000 | 4,387,000 | 5,992,000 |
| Net interest income | 4,928,000 | 10,159,000 | 15,648,000 | 21,134,000 |
| Noninterest income | 961,000 | 1,955,000 | 2,987,000 | 4,105,000 |
| Noninterest expense | 3,762,000 | 7,598,000 | 11,574,000 | 15,865,000 |
| Provision for loan losses | 108,000 | 149,000 | 194,000 | 244,000 |
| Pretax income | 2,019,000 | 4,367,000 | 6,867,000 | 9,130,000 |
| Income tax | 0 | 36,000 | 179,000 | 239,000 |
| Net income | 2,019,000 | 4,331,000 | 6,688,000 | 8,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,799,000 | 47,147,000 | 47,097,000 | 49,434,000 |
| Total capital | 47,841,000 | 50,238,000 | 50,233,000 | 52,538,000 |
| Risk-weighted assets | 368,213,000 | 368,261,000 | 378,224,000 | 386,988,000 |