Call reports 2018
GRAND SAVINGS BANK — 2018
What GRAND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 440,958,000 | 464,847,000 | 454,731,000 | 477,591,000 |
| Total loans | 351,089,000 | 368,609,000 | 376,165,000 | 392,302,000 |
| Allowance for loan losses | 2,527,000 | 2,620,000 | 2,761,000 | 2,926,000 |
| Securities available for sale | 29,692,000 | 30,136,000 | 30,020,000 | 30,323,000 |
| Securities held to maturity | 2,114,000 | 2,576,000 | 1,950,000 | 1,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,170,000 | 402,036,000 | 395,946,000 | 416,005,000 |
| Interest-bearing deposits | 344,874,000 | 346,025,000 | 350,950,000 | 374,002,000 |
| Noninterest-bearing deposits | 48,296,000 | 56,011,000 | 44,996,000 | 42,003,000 |
| Equity capital | 37,742,000 | 39,922,000 | 39,816,000 | 44,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,074,000 | 10,696,000 | 16,438,000 | 22,598,000 |
| Interest expense | 664,000 | 1,465,000 | 2,426,000 | 3,584,000 |
| Net interest income | 4,410,000 | 9,231,000 | 14,012,000 | 19,014,000 |
| Noninterest income | 890,000 | 1,968,000 | 2,875,000 | 3,799,000 |
| Noninterest expense | 3,391,000 | 6,854,000 | 10,559,000 | 14,393,000 |
| Provision for loan losses | 150,000 | 357,000 | 539,000 | 579,000 |
| Pretax income | 1,759,000 | 3,988,000 | 5,789,000 | 7,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,759,000 | 3,988,000 | 5,789,000 | 7,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,056,000 | 40,321,000 | 40,366,000 | 44,863,000 |
| Total capital | 40,583,000 | 42,941,000 | 43,127,000 | 47,789,000 |
| Risk-weighted assets | 320,654,000 | 352,778,000 | 349,499,000 | 363,091,000 |