Call reports 2017
GRAND SAVINGS BANK — 2017
What GRAND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 399,307,000 | 411,593,000 | 411,844,000 | 425,077,000 |
| Total loans | 302,087,000 | 308,514,000 | 323,405,000 | 335,008,000 |
| Allowance for loan losses | 1,912,000 | 2,043,000 | 2,202,000 | 2,354,000 |
| Securities available for sale | 27,494,000 | 29,678,000 | 30,091,000 | 29,939,000 |
| Securities held to maturity | 3,552,000 | 3,405,000 | 3,023,000 | 3,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,549,000 | 367,054,000 | 367,132,000 | 380,027,000 |
| Interest-bearing deposits | 328,848,000 | 339,462,000 | 340,694,000 | 307,931,000 |
| Noninterest-bearing deposits | 27,701,000 | 27,592,000 | 26,438,000 | 72,096,000 |
| Equity capital | 35,751,000 | 37,506,000 | 37,369,000 | 38,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,336,000 | 8,948,000 | 13,850,000 | 18,821,000 |
| Interest expense | 470,000 | 983,000 | 1,531,000 | 2,104,000 |
| Net interest income | 3,866,000 | 7,965,000 | 12,319,000 | 16,717,000 |
| Noninterest income | 838,000 | 1,745,000 | 2,666,000 | 3,540,000 |
| Noninterest expense | 3,009,000 | 6,249,000 | 9,611,000 | 13,111,000 |
| Provision for loan losses | 175,000 | 370,000 | 545,000 | 1,102,000 |
| Pretax income | 1,520,000 | 3,091,000 | 4,829,000 | 6,044,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,520,000 | 3,091,000 | 4,829,000 | 6,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,646,000 | 37,247,000 | 37,211,000 | 38,456,000 |
| Total capital | 37,558,000 | 39,290,000 | 39,413,000 | 40,810,000 |
| Risk-weighted assets | 284,864,000 | 286,088,000 | 304,849,000 | 316,897,000 |