Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,506,987,000 | 2,505,956,000 | 2,556,934,000 | 2,552,325,000 |
| Total loans | 1,973,848,000 | 2,001,197,000 | 2,041,907,000 | 2,032,310,000 |
| Allowance for loan losses | 24,008,000 | 25,583,000 | 27,935,000 | 30,963,000 |
| Securities available for sale | 170,930,000 | 174,286,000 | 178,079,000 | 179,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,075,766,000 | 2,067,870,000 | 2,113,552,000 | 2,115,911,000 |
| Interest-bearing deposits | 1,837,857,000 | 1,837,138,000 | 1,883,635,000 | 1,866,802,000 |
| Noninterest-bearing deposits | 237,909,000 | 230,732,000 | 229,917,000 | 249,109,000 |
| Equity capital | 276,308,000 | 283,206,000 | 288,094,000 | 288,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,359,000 | 70,340,000 | 107,105,000 | 144,415,000 |
| Interest expense | 14,932,000 | 30,288,000 | 45,682,000 | 61,019,000 |
| Net interest income | 19,427,000 | 40,052,000 | 61,423,000 | 83,396,000 |
| Noninterest income | 3,689,000 | 7,723,000 | 11,743,000 | 16,337,000 |
| Noninterest expense | 14,198,000 | 28,489,000 | 43,117,000 | 59,304,000 |
| Provision for loan losses | 596,000 | 2,487,000 | 5,143,000 | 8,517,000 |
| Pretax income | 7,881,000 | 15,980,000 | 24,090,000 | 30,953,000 |
| Income tax | 1,370,000 | 2,695,000 | 3,838,000 | 5,138,000 |
| Net income | 6,511,000 | 13,285,000 | 20,252,000 | 25,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,579,000 | 270,366,000 | 272,346,000 | 273,186,000 |
| Total capital | 288,271,000 | 295,490,000 | 297,493,000 | 298,498,000 |
| Risk-weighted assets | 1,973,840,000 | 2,006,862,000 | 2,006,288,000 | 2,016,606,000 |