Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,407,391,000 | 2,393,397,000 | 2,442,695,000 | 2,472,253,000 |
| Total loans | 1,900,010,000 | 1,942,224,000 | 1,961,904,000 | 1,961,262,000 |
| Allowance for loan losses | 23,367,000 | 22,435,000 | 22,761,000 | 23,524,000 |
| Securities available for sale | 166,190,000 | 165,084,000 | 170,816,000 | 169,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,011,439,000 | 1,973,658,000 | 2,020,583,000 | 2,053,854,000 |
| Interest-bearing deposits | 1,771,523,000 | 1,741,070,000 | 1,787,905,000 | 1,805,756,000 |
| Noninterest-bearing deposits | 239,916,000 | 232,588,000 | 232,678,000 | 248,098,000 |
| Equity capital | 263,169,000 | 268,218,000 | 278,532,000 | 273,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,454,000 | 64,419,000 | 99,020,000 | 134,190,000 |
| Interest expense | 13,547,000 | 27,888,000 | 43,208,000 | 58,542,000 |
| Net interest income | 17,907,000 | 36,531,000 | 55,812,000 | 75,648,000 |
| Noninterest income | 4,172,000 | 8,207,000 | 12,260,000 | 16,288,000 |
| Noninterest expense | 14,159,000 | 28,483,000 | 42,567,000 | 58,510,000 |
| Provision for loan losses | 591,000 | 1,793,000 | 2,067,000 | 3,002,000 |
| Pretax income | 7,412,000 | 14,419,000 | 22,844,000 | 29,863,000 |
| Income tax | 1,305,000 | 2,375,000 | 3,950,000 | 5,125,000 |
| Net income | 6,107,000 | 12,044,000 | 18,894,000 | 24,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,020,000 | 256,972,000 | 263,834,000 | 261,934,000 |
| Total capital | 274,686,000 | 280,680,000 | 287,950,000 | 286,513,000 |
| Risk-weighted assets | 1,892,461,000 | 1,941,514,000 | 1,928,839,000 | 1,965,577,000 |