Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,307,212,000 | 2,246,272,000 | 2,331,370,000 | 2,396,439,000 |
| Total loans | 1,788,546,000 | 1,861,191,000 | 1,933,852,000 | 1,919,858,000 |
| Allowance for loan losses | 23,769,000 | 24,854,000 | 25,231,000 | 25,681,000 |
| Securities available for sale | 158,071,000 | 150,486,000 | 149,360,000 | 153,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,956,942,000 | 1,901,771,000 | 1,980,660,000 | 2,037,697,000 |
| Interest-bearing deposits | 1,671,917,000 | 1,629,255,000 | 1,709,565,000 | 1,750,643,000 |
| Noninterest-bearing deposits | 285,025,000 | 272,516,000 | 271,095,000 | 287,054,000 |
| Equity capital | 248,440,000 | 246,403,000 | 251,541,000 | 251,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,417,000 | 41,596,000 | 64,461,000 | 89,410,000 |
| Interest expense | 2,357,000 | 4,583,000 | 7,763,000 | 13,169,000 |
| Net interest income | 18,060,000 | 37,013,000 | 56,698,000 | 76,241,000 |
| Noninterest income | 4,290,000 | 8,487,000 | 12,924,000 | 17,402,000 |
| Noninterest expense | 13,212,000 | 25,968,000 | 39,508,000 | 54,986,000 |
| Provision for loan losses | 1,149,000 | 2,445,000 | 3,584,000 | 4,224,000 |
| Pretax income | 7,993,000 | 17,100,000 | 26,542,000 | 34,446,000 |
| Income tax | 1,610,000 | 3,500,000 | 5,405,000 | 7,215,000 |
| Net income | 6,383,000 | 13,600,000 | 21,137,000 | 27,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,209,000 | 235,103,000 | 242,653,000 | 240,959,000 |
| Total capital | 254,514,000 | 258,643,000 | 266,866,000 | 264,923,000 |
| Risk-weighted assets | 1,863,524,000 | 1,881,549,000 | 1,935,745,000 | 1,915,135,000 |