Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,639,547,000 | 1,807,988,000 | 1,786,236,000 | 1,874,026,000 |
| Total loans | 1,293,707,000 | 1,413,983,000 | 1,446,205,000 | 1,490,407,000 |
| Allowance for loan losses | 18,852,000 | 19,400,000 | 20,139,000 | 20,060,000 |
| Securities available for sale | 148,328,000 | 142,444,000 | 139,391,000 | 141,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,357,807,000 | 1,480,150,000 | 1,505,920,000 | 1,574,317,000 |
| Interest-bearing deposits | 1,262,766,000 | 1,343,268,000 | 1,364,240,000 | 1,409,047,000 |
| Noninterest-bearing deposits | 95,041,000 | 136,882,000 | 141,681,000 | 165,270,000 |
| Equity capital | 181,811,000 | 184,829,000 | 188,803,000 | 208,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,556,000 | 34,906,000 | 52,158,000 | 70,106,000 |
| Interest expense | 5,169,000 | 9,842,000 | 14,213,000 | 18,290,000 |
| Net interest income | 12,387,000 | 25,064,000 | 37,945,000 | 51,816,000 |
| Noninterest income | 3,488,000 | 6,401,000 | 9,607,000 | 13,462,000 |
| Noninterest expense | 9,728,000 | 19,415,000 | 29,192,000 | 40,906,000 |
| Provision for loan losses | 753,000 | 1,966,000 | 3,275,000 | 3,784,000 |
| Pretax income | 5,395,000 | 10,099,000 | 15,131,000 | 20,641,000 |
| Income tax | 1,105,000 | 2,085,000 | 3,080,000 | 3,955,000 |
| Net income | 4,290,000 | 8,014,000 | 12,051,000 | 16,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,977,000 | 173,162,000 | 177,158,000 | 197,291,000 |
| Total capital | 187,357,000 | 190,857,000 | 194,704,000 | 215,660,000 |
| Risk-weighted assets | 1,307,534,000 | 1,413,470,000 | 1,400,897,000 | 1,467,587,000 |