Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,655,732,000 | 1,626,779,000 | 1,665,263,000 | 1,627,120,000 |
| Total loans | 1,290,237,000 | 1,311,263,000 | 1,317,090,000 | 1,277,066,000 |
| Allowance for loan losses | 18,975,000 | 20,196,000 | 20,162,000 | 19,915,000 |
| Securities available for sale | 130,911,000 | 137,943,000 | 139,011,000 | 139,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,338,926,000 | 1,327,021,000 | 1,360,486,000 | 1,348,379,000 |
| Interest-bearing deposits | 1,241,832,000 | 1,236,644,000 | 1,266,268,000 | 1,252,323,000 |
| Noninterest-bearing deposits | 97,094,000 | 90,377,000 | 94,218,000 | 96,056,000 |
| Equity capital | 168,300,000 | 172,777,000 | 178,661,000 | 177,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,596,000 | 35,746,000 | 54,645,000 | 72,988,000 |
| Interest expense | 4,993,000 | 10,343,000 | 16,017,000 | 21,635,000 |
| Net interest income | 12,603,000 | 25,403,000 | 38,628,000 | 51,353,000 |
| Noninterest income | 4,441,000 | 8,943,000 | 12,433,000 | 16,492,000 |
| Noninterest expense | 9,075,000 | 18,198,000 | 27,159,000 | 38,256,000 |
| Provision for loan losses | 2,008,000 | 3,255,000 | 3,616,000 | 4,178,000 |
| Pretax income | 5,961,000 | 12,920,000 | 20,322,000 | 25,448,000 |
| Income tax | 1,348,000 | 2,900,000 | 4,500,000 | 5,395,000 |
| Net income | 4,613,000 | 10,020,000 | 15,822,000 | 20,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,259,000 | 162,854,000 | 167,886,000 | 166,615,000 |
| Total capital | 174,212,000 | 178,871,000 | 184,056,000 | 182,323,000 |
| Risk-weighted assets | 1,272,896,000 | 1,276,835,000 | 1,289,284,000 | 1,252,177,000 |