Call reports 2017
FIRST NATIONAL BANK — 2017
What FIRST NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,185,705,000 | 1,255,874,000 | 1,316,220,000 | 1,319,903,000 |
| Total loans | 1,008,331,000 | 1,067,894,000 | 1,106,278,000 | 1,079,653,000 |
| Allowance for loan losses | 14,941,000 | 14,772,000 | 15,473,000 | 14,286,000 |
| Securities available for sale | 104,944,000 | 110,391,000 | 111,357,000 | 119,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 951,868,000 | 983,597,000 | 1,024,858,000 | 1,062,704,000 |
| Interest-bearing deposits | 890,570,000 | 921,842,000 | 956,632,000 | 987,417,000 |
| Noninterest-bearing deposits | 61,298,000 | 61,754,000 | 68,226,000 | 75,287,000 |
| Equity capital | 118,779,000 | 128,235,000 | 132,363,000 | 140,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,972,000 | 24,752,000 | 38,447,000 | 52,345,000 |
| Interest expense | 1,997,000 | 4,285,000 | 6,764,000 | 9,410,000 |
| Net interest income | 9,975,000 | 20,467,000 | 31,683,000 | 42,935,000 |
| Noninterest income | 2,003,000 | 4,147,000 | 6,452,000 | 8,983,000 |
| Noninterest expense | 6,318,000 | 12,417,000 | 18,292,000 | 26,226,000 |
| Provision for loan losses | 653,000 | 1,601,000 | 2,761,000 | 3,852,000 |
| Pretax income | 5,007,000 | 10,596,000 | 17,085,000 | 21,843,000 |
| Income tax | 1,610,000 | 3,419,000 | 5,576,000 | 8,599,000 |
| Net income | 3,397,000 | 7,177,000 | 11,509,000 | 13,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,134,000 | 127,702,000 | 131,922,000 | 141,313,000 |
| Total capital | 131,845,000 | 141,031,000 | 145,584,000 | 154,745,000 |
| Risk-weighted assets | 1,014,152,000 | 1,064,436,000 | 1,090,964,000 | 1,073,447,000 |