Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,033,636,000 | 1,090,614,000 | 1,136,044,000 | 1,152,152,000 |
| Total loans | 860,863,000 | 915,196,000 | 957,004,000 | 949,152,000 |
| Allowance for loan losses | 14,543,000 | 13,180,000 | 14,006,000 | 14,449,000 |
| Securities available for sale | 105,218,000 | 104,644,000 | 105,939,000 | 103,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,419,000 | 863,680,000 | 881,335,000 | 923,880,000 |
| Interest-bearing deposits | 774,734,000 | 805,260,000 | 821,254,000 | 856,515,000 |
| Noninterest-bearing deposits | 60,685,000 | 58,420,000 | 60,081,000 | 67,365,000 |
| Equity capital | 109,964,000 | 113,341,000 | 116,570,000 | 115,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,698,000 | 21,795,000 | 33,666,000 | 45,636,000 |
| Interest expense | 1,674,000 | 3,358,000 | 5,185,000 | 7,170,000 |
| Net interest income | 9,024,000 | 18,437,000 | 28,481,000 | 38,466,000 |
| Noninterest income | 1,872,000 | 3,887,000 | 5,849,000 | 7,886,000 |
| Noninterest expense | 5,681,000 | 11,979,000 | 17,712,000 | 25,014,000 |
| Provision for loan losses | 896,000 | 1,404,000 | 2,505,000 | 3,463,000 |
| Pretax income | 4,325,000 | 8,952,000 | 14,143,000 | 17,905,000 |
| Income tax | 1,383,000 | 2,808,000 | 4,446,000 | 5,349,000 |
| Net income | 2,942,000 | 6,144,000 | 9,697,000 | 12,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,987,000 | 112,079,000 | 115,519,000 | 116,036,000 |
| Total capital | 119,651,000 | 123,211,000 | 127,198,000 | 127,718,000 |
| Risk-weighted assets | 849,088,000 | 888,016,000 | 931,695,000 | 931,525,000 |