Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 729,299,000 | 715,635,000 | 742,458,000 | 745,192,000 |
| Total loans | 508,244,000 | 555,751,000 | 588,274,000 | 587,323,000 |
| Allowance for loan losses | 10,804,000 | 10,748,000 | 10,766,000 | 10,929,000 |
| Securities available for sale | 123,554,000 | 119,234,000 | 117,903,000 | 118,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,398,000 | 589,878,000 | 582,615,000 | 611,263,000 |
| Interest-bearing deposits | 553,007,000 | 542,444,000 | 533,869,000 | 554,798,000 |
| Noninterest-bearing deposits | 51,392,000 | 47,434,000 | 48,746,000 | 56,465,000 |
| Equity capital | 86,612,000 | 88,334,000 | 90,506,000 | 91,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,887,000 | 15,864,000 | 24,348,000 | 32,816,000 |
| Interest expense | 1,659,000 | 3,278,000 | 4,817,000 | 6,213,000 |
| Net interest income | 6,228,000 | 12,586,000 | 19,531,000 | 26,603,000 |
| Noninterest income | 1,582,000 | 3,337,000 | 5,028,000 | 6,820,000 |
| Noninterest expense | 3,969,000 | 8,062,000 | 12,149,000 | 18,034,000 |
| Provision for loan losses | 439,000 | 876,000 | 1,336,000 | 1,819,000 |
| Pretax income | 3,410,000 | 6,993,000 | 11,096,000 | 13,589,000 |
| Income tax | 1,066,000 | 2,224,000 | 3,560,000 | 4,283,000 |
| Net income | 2,344,000 | 4,769,000 | 7,536,000 | 9,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,279,000 | 86,704,000 | 89,471,000 | 90,709,000 |
| Total capital | 90,631,000 | 93,461,000 | 96,524,000 | 97,793,000 |
| Risk-weighted assets | 503,847,000 | 536,407,000 | 560,591,000 | 562,756,000 |