Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 720,609,000 | 703,481,000 | 713,646,000 | 707,270,000 |
| Total loans | 499,914,000 | 534,468,000 | 553,505,000 | 526,674,000 |
| Allowance for loan losses | 9,846,000 | 9,993,000 | 10,291,000 | 10,441,000 |
| Securities available for sale | 107,764,000 | 124,041,000 | 122,961,000 | 124,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,068,000 | 569,673,000 | 566,530,000 | 585,647,000 |
| Interest-bearing deposits | 536,841,000 | 529,259,000 | 528,575,000 | 539,975,000 |
| Noninterest-bearing deposits | 41,227,000 | 40,414,000 | 37,955,000 | 45,672,000 |
| Equity capital | 81,503,000 | 84,076,000 | 87,079,000 | 84,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,336,000 | 16,847,000 | 25,763,000 | 34,353,000 |
| Interest expense | 2,256,000 | 4,439,000 | 6,353,000 | 8,098,000 |
| Net interest income | 6,080,000 | 12,408,000 | 19,410,000 | 26,255,000 |
| Noninterest income | 1,623,000 | 3,263,000 | 5,025,000 | 6,974,000 |
| Noninterest expense | 3,678,000 | 7,454,000 | 11,106,000 | 16,496,000 |
| Provision for loan losses | 427,000 | 901,000 | 1,411,000 | 1,696,000 |
| Pretax income | 3,589,000 | 7,310,000 | 11,914,000 | 15,039,000 |
| Income tax | 1,336,000 | 2,519,000 | 3,994,000 | 4,978,000 |
| Net income | 2,253,000 | 4,791,000 | 7,920,000 | 10,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,924,000 | 81,351,000 | 84,369,000 | 81,935,000 |
| Total capital | 85,146,000 | 87,892,000 | 90,643,000 | 88,382,000 |
| Risk-weighted assets | 493,912,000 | 519,594,000 | 537,593,000 | 511,653,000 |