Call reports 2021
SUMNER BANK & TRUST — 2021
What SUMNER BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 201,940,000 | 202,666,000 | 207,311,000 | 217,765,000 |
| Total loans | 130,500,000 | 136,502,000 | 141,860,000 | 152,007,000 |
| Allowance for loan losses | 1,268,000 | 1,268,000 | 1,266,000 | 1,317,000 |
| Securities available for sale | 17,954,000 | 17,015,000 | 15,791,000 | 15,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,904,000 | 181,379,000 | 185,553,000 | 196,569,000 |
| Interest-bearing deposits | 129,995,000 | 134,500,000 | 137,638,000 | 142,824,000 |
| Noninterest-bearing deposits | 50,909,000 | 46,879,000 | 47,915,000 | 53,745,000 |
| Equity capital | 19,983,000 | 20,396,000 | 20,696,000 | 20,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,441,000 | 5,378,000 | 7,267,000 |
| Interest expense | 116,000 | 222,000 | 326,000 | 422,000 |
| Net interest income | 1,577,000 | 3,219,000 | 5,052,000 | 6,845,000 |
| Noninterest income | 623,000 | 795,000 | 970,000 | 1,127,000 |
| Noninterest expense | 1,147,000 | 2,393,000 | 3,682,000 | 4,912,000 |
| Provision for loan losses | 0 | 0 | 0 | 52,000 |
| Pretax income | 1,053,000 | 1,621,000 | 2,340,000 | 3,008,000 |
| Income tax | 272,000 | 418,000 | 601,000 | 774,000 |
| Net income | 781,000 | 1,203,000 | 1,739,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,643,000 | 20,065,000 | 20,407,000 | 20,025,000 |
| Total capital | 20,911,000 | 21,333,000 | 21,673,000 | 21,342,000 |
| Risk-weighted assets | 136,742,000 | 138,378,000 | 145,633,000 | 155,931,000 |