Call reports 2019
SUMNER BANK & TRUST — 2019
What SUMNER BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,026,000 | 187,603,000 | 181,631,000 | 195,688,000 |
| Total loans | 121,431,000 | 124,023,000 | 123,795,000 | 124,000,000 |
| Allowance for loan losses | 1,163,000 | 1,130,000 | 1,127,000 | 1,130,000 |
| Securities available for sale | 23,649,000 | 23,119,000 | 23,130,000 | 22,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,657,000 | 169,640,000 | 162,979,000 | 176,978,000 |
| Interest-bearing deposits | 129,276,000 | 129,297,000 | 119,246,000 | 135,134,000 |
| Noninterest-bearing deposits | 29,381,000 | 40,343,000 | 43,733,000 | 41,844,000 |
| Equity capital | 16,102,000 | 16,776,000 | 17,374,000 | 17,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,782,000 | 5,761,000 | 7,696,000 |
| Interest expense | 212,000 | 440,000 | 662,000 | 874,000 |
| Net interest income | 1,616,000 | 3,342,000 | 5,099,000 | 6,822,000 |
| Noninterest income | 161,000 | 305,000 | 468,000 | 626,000 |
| Noninterest expense | 1,283,000 | 2,540,000 | 3,758,000 | 4,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 494,000 | 1,107,000 | 1,809,000 | 2,579,000 |
| Income tax | 126,000 | 284,000 | 464,000 | 663,000 |
| Net income | 368,000 | 823,000 | 1,345,000 | 1,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,270,000 | 16,725,000 | 17,247,000 | 17,530,000 |
| Total capital | 17,433,000 | 17,855,000 | 18,374,000 | 18,660,000 |
| Risk-weighted assets | 132,842,000 | 137,124,000 | 131,297,000 | 132,648,000 |