Call reports 2018
SUMNER BANK & TRUST — 2018
What SUMNER BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 167,934,000 | 170,340,000 | 164,737,000 | 167,868,000 |
| Total loans | 109,790,000 | 117,794,000 | 115,886,000 | 119,005,000 |
| Allowance for loan losses | 1,167,000 | 1,168,000 | 1,167,000 | 1,166,000 |
| Securities available for sale | 28,538,000 | 26,488,000 | 24,679,000 | 24,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,028,000 | 150,723,000 | 148,513,000 | 151,352,000 |
| Interest-bearing deposits | 125,947,000 | 122,282,000 | 121,584,000 | 119,735,000 |
| Noninterest-bearing deposits | 26,081,000 | 28,440,000 | 26,929,000 | 31,617,000 |
| Equity capital | 14,405,000 | 14,775,000 | 14,853,000 | 15,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,349,000 | 5,127,000 | 6,923,000 |
| Interest expense | 148,000 | 317,000 | 512,000 | 722,000 |
| Net interest income | 1,481,000 | 3,032,000 | 4,615,000 | 6,201,000 |
| Noninterest income | 175,000 | 307,000 | 495,000 | 615,000 |
| Noninterest expense | 1,159,000 | 2,289,000 | 3,538,000 | 4,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 497,000 | 1,050,000 | 1,572,000 | 2,110,000 |
| Income tax | 127,000 | 269,000 | 402,000 | 540,000 |
| Net income | 370,000 | 781,000 | 1,170,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,070,000 | 15,480,000 | 15,719,000 | 15,902,000 |
| Total capital | 16,237,000 | 16,648,000 | 16,886,000 | 17,068,000 |
| Risk-weighted assets | 127,474,000 | 129,919,000 | 128,625,000 | 131,228,000 |