Call reports 2017
SUMNER BANK & TRUST — 2017
What SUMNER BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 165,585,000 | 161,449,000 | 162,802,000 | 160,209,000 |
| Total loans | 105,135,000 | 107,426,000 | 108,579,000 | 110,443,000 |
| Allowance for loan losses | 1,139,000 | 1,098,000 | 1,140,000 | 1,138,000 |
| Securities available for sale | 31,870,000 | 31,053,000 | 31,489,000 | 30,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,707,000 | 145,313,000 | 146,400,000 | 143,913,000 |
| Interest-bearing deposits | 122,057,000 | 117,381,000 | 116,630,000 | 115,006,000 |
| Noninterest-bearing deposits | 27,649,000 | 27,933,000 | 29,769,000 | 28,907,000 |
| Equity capital | 13,907,000 | 14,348,000 | 14,566,000 | 14,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,018,000 | 4,598,000 | 6,231,000 |
| Interest expense | 141,000 | 289,000 | 439,000 | 582,000 |
| Net interest income | 1,337,000 | 2,729,000 | 4,159,000 | 5,649,000 |
| Noninterest income | 138,000 | 285,000 | 436,000 | 556,000 |
| Noninterest expense | 1,111,000 | 2,208,000 | 3,340,000 | 4,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 806,000 | 1,259,000 | 1,763,000 |
| Income tax | 138,000 | 305,000 | 476,000 | 731,000 |
| Net income | 226,000 | 501,000 | 783,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,043,000 | 14,318,000 | 14,599,000 | 14,699,000 |
| Total capital | 15,182,000 | 15,416,000 | 15,739,000 | 15,837,000 |
| Risk-weighted assets | 123,766,000 | 123,239,000 | 123,044,000 | 126,274,000 |