Call reports 2011
SUMNER BANK & TRUST — 2011
What SUMNER BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,231,000 | 142,550,000 | 150,499,000 | 156,199,000 |
| Total loans | 81,990,000 | 81,722,000 | 92,551,000 | 98,415,000 |
| Allowance for loan losses | 1,251,000 | 1,179,000 | 1,202,000 | 1,310,000 |
| Securities available for sale | 40,917,000 | 43,371,000 | 45,385,000 | 32,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,671,000 | 118,934,000 | 122,103,000 | 126,536,000 |
| Interest-bearing deposits | 104,673,000 | 104,363,000 | 103,231,000 | 106,641,000 |
| Noninterest-bearing deposits | 12,998,000 | 14,571,000 | 18,872,000 | 19,895,000 |
| Equity capital | 10,260,000 | 11,332,000 | 16,020,000 | 15,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 3,000,000 | 4,561,000 | 6,144,000 |
| Interest expense | 397,000 | 775,000 | 1,132,000 | 1,472,000 |
| Net interest income | 1,057,000 | 2,225,000 | 3,429,000 | 4,672,000 |
| Noninterest income | 251,000 | 524,000 | 873,000 | 1,785,000 |
| Noninterest expense | 1,304,000 | 2,623,000 | 4,138,000 | 6,098,000 |
| Provision for loan losses | 30,000 | 45,000 | 140,000 | 510,000 |
| Pretax income | 33,000 | 171,000 | 258,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 171,000 | 258,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,685,000 | 10,829,000 | 15,186,000 | 15,340,000 |
| Total capital | 11,808,000 | 11,933,000 | 16,329,000 | 16,538,000 |
| Risk-weighted assets | 89,733,000 | 88,284,000 | 91,383,000 | 95,754,000 |