Call reports 2006
SUMNER BANK & TRUST — 2006
What SUMNER BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,848,000 | 54,584,000 | 55,806,000 | 56,322,000 |
| Total loans | 19,253,000 | 22,737,000 | 27,100,000 | 31,213,000 |
| Allowance for loan losses | 241,000 | 284,000 | 339,000 | 390,000 |
| Securities available for sale | 14,938,000 | 13,879,000 | 17,619,000 | 16,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,510,000 | 44,455,000 | 45,636,000 | 46,110,000 |
| Interest-bearing deposits | 36,171,000 | 39,049,000 | 39,909,000 | 40,383,000 |
| Noninterest-bearing deposits | 4,339,000 | 5,406,000 | 5,727,000 | 5,727,000 |
| Equity capital | 10,236,000 | 10,002,000 | 10,054,000 | 10,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,396,000 | 2,275,000 | 3,175,000 |
| Interest expense | 284,000 | 641,000 | 1,041,000 | 1,430,000 |
| Net interest income | 361,000 | 755,000 | 1,234,000 | 1,745,000 |
| Noninterest income | 18,000 | 87,000 | 112,000 | 178,000 |
| Noninterest expense | 499,000 | 1,059,000 | 1,650,000 | 2,188,000 |
| Provision for loan losses | 69,000 | 112,000 | 167,000 | 218,000 |
| Pretax income | -189,000 | -329,000 | -471,000 | -483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -189,000 | -329,000 | -471,000 | -483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,541,000 | 10,407,000 | 10,269,000 | 10,261,000 |
| Total capital | 10,782,000 | 10,691,000 | 10,608,000 | 10,651,000 |
| Risk-weighted assets | 26,845,000 | 30,761,000 | 34,679,000 | 39,117,000 |
Machine access — free, no API key
Every figure shown here about SUMNER BANK & TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.