Call reports 2005
SUMNER BANK & TRUST — 2005
What SUMNER BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 31,547,000 | 38,247,000 | 48,399,000 |
| Total loans | 4,342,000 | 8,907,000 | 13,977,000 |
| Allowance for loan losses | 54,000 | 111,000 | 175,000 |
| Securities available for sale | 8,590,000 | 15,019,000 | 15,424,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 20,393,000 | 27,433,000 | 37,818,000 |
| Interest-bearing deposits | 18,671,000 | 24,255,000 | 34,784,000 |
| Noninterest-bearing deposits | 1,722,000 | 3,178,000 | 3,034,000 |
| Equity capital | 11,091,000 | 10,733,000 | 10,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 215,000 | 642,000 | 1,196,000 |
| Interest expense | 93,000 | 274,000 | 515,000 |
| Net interest income | 122,000 | 368,000 | 681,000 |
| Noninterest income | 4,000 | 16,000 | 28,000 |
| Noninterest expense | 726,000 | 1,201,000 | 1,664,000 |
| Provision for loan losses | 54,000 | 111,000 | 175,000 |
| Pretax income | -654,000 | -928,000 | -1,130,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -654,000 | -928,000 | -1,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 11,110,000 | 10,868,000 | 10,708,000 |
| Total capital | 11,164,000 | 10,979,000 | 10,883,000 |
| Risk-weighted assets | 10,935,000 | 15,825,000 | 21,922,000 |
Machine access — free, no API key
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