Call reports 2017
FIRST MADISON BANK & TRUST — 2017
What FIRST MADISON BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 202,537,000 | 206,883,000 | 210,402,000 | 213,104,000 |
| Total loans | 157,426,000 | 161,878,000 | 165,618,000 | 166,666,000 |
| Allowance for loan losses | 7,714,000 | 7,640,000 | 7,611,000 | 6,380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,924,000 | 175,960,000 | 178,662,000 | 179,309,000 |
| Interest-bearing deposits | 141,417,000 | 142,222,000 | 143,075,000 | 144,785,000 |
| Noninterest-bearing deposits | 30,508,000 | 33,738,000 | 35,587,000 | 34,524,000 |
| Equity capital | 24,420,000 | 25,212,000 | 26,104,000 | 27,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,657,000 | 7,125,000 | 9,638,000 |
| Interest expense | 322,000 | 654,000 | 1,011,000 | 1,378,000 |
| Net interest income | 1,954,000 | 4,003,000 | 6,114,000 | 8,260,000 |
| Noninterest income | 468,000 | 771,000 | 1,097,000 | 1,445,000 |
| Noninterest expense | 1,036,000 | 2,144,000 | 3,221,000 | 4,336,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,215,000 |
| Pretax income | 1,386,000 | 2,630,000 | 3,990,000 | 6,584,000 |
| Income tax | 484,000 | 935,000 | 1,403,000 | 3,040,000 |
| Net income | 902,000 | 1,695,000 | 2,587,000 | 3,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,419,000 | 25,211,000 | 26,103,000 | 27,060,000 |
| Total capital | 26,411,000 | 27,283,000 | 28,229,000 | 29,192,000 |
| Risk-weighted assets | 153,697,000 | 160,245,000 | 164,605,000 | 166,298,000 |