Call reports 2016
FIRST MADISON BANK & TRUST — 2016
What FIRST MADISON BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 186,655,000 | 189,140,000 | 193,167,000 | 195,209,000 |
| Total loans | 148,479,000 | 150,979,000 | 152,439,000 | 153,066,000 |
| Allowance for loan losses | 7,564,000 | 7,516,000 | 7,478,000 | 7,808,000 |
| Securities available for sale | 810,000 | 806,000 | 502,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,075,000 | 160,128,000 | 163,238,000 | 164,818,000 |
| Interest-bearing deposits | 132,255,000 | 133,531,000 | 135,811,000 | 139,634,000 |
| Noninterest-bearing deposits | 25,820,000 | 26,597,000 | 27,427,000 | 25,184,000 |
| Equity capital | 22,327,000 | 23,125,000 | 23,939,000 | 24,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,521,000 | 6,800,000 | 9,076,000 |
| Interest expense | 306,000 | 614,000 | 930,000 | 1,253,000 |
| Net interest income | 1,938,000 | 3,907,000 | 5,870,000 | 7,823,000 |
| Noninterest income | 257,000 | 549,000 | 941,000 | 1,223,000 |
| Noninterest expense | 956,000 | 1,951,000 | 2,987,000 | 4,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 329,000 |
| Pretax income | 1,239,000 | 2,505,000 | 3,824,000 | 4,692,000 |
| Income tax | 462,000 | 930,000 | 1,432,000 | 1,684,000 |
| Net income | 777,000 | 1,575,000 | 2,392,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,324,000 | 23,123,000 | 23,938,000 | 24,559,000 |
| Total capital | 24,310,000 | 24,895,000 | 25,859,000 | 26,506,000 |
| Risk-weighted assets | 153,275,000 | 135,985,000 | 148,138,000 | 149,946,000 |