Call reports 2015
FIRST MADISON BANK & TRUST — 2015
What FIRST MADISON BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,826,000 | 174,742,000 | 179,672,000 | 181,736,000 |
| Total loans | 136,118,000 | 141,260,000 | 148,531,000 | 149,385,000 |
| Allowance for loan losses | 6,743,000 | 7,000,000 | 7,200,000 | 7,615,000 |
| Securities available for sale | 1,945,000 | 1,849,000 | 823,000 | 816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,791,000 | 147,547,000 | 151,983,000 | 153,493,000 |
| Interest-bearing deposits | 124,533,000 | 127,317,000 | 128,693,000 | 128,857,000 |
| Noninterest-bearing deposits | 20,259,000 | 20,230,000 | 23,290,000 | 24,636,000 |
| Equity capital | 20,618,000 | 21,168,000 | 21,817,000 | 22,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,121,000 | 6,335,000 | 8,601,000 |
| Interest expense | 281,000 | 571,000 | 873,000 | 1,173,000 |
| Net interest income | 1,749,000 | 3,550,000 | 5,462,000 | 7,428,000 |
| Noninterest income | 225,000 | 472,000 | 752,000 | 1,187,000 |
| Noninterest expense | 876,000 | 1,825,000 | 2,808,000 | 3,773,000 |
| Provision for loan losses | 0 | 248,000 | 497,000 | 1,120,000 |
| Pretax income | 1,098,000 | 1,949,000 | 2,912,000 | 3,725,000 |
| Income tax | 330,000 | 620,000 | 930,000 | 1,225,000 |
| Net income | 768,000 | 1,329,000 | 1,982,000 | 2,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,597,000 | 21,156,000 | 21,810,000 | 22,328,000 |
| Total capital | 22,454,000 | 23,081,000 | 23,822,000 | 24,355,000 |
| Risk-weighted assets | 143,722,000 | 148,974,000 | 155,817,000 | 156,619,000 |