Call reports 2012
FIRST MADISON BANK & TRUST — 2012
What FIRST MADISON BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,695,000 | 152,470,000 | 154,173,000 | 153,792,000 |
| Total loans | 109,165,000 | 113,116,000 | 112,681,000 | 119,091,000 |
| Allowance for loan losses | 4,231,000 | 4,741,000 | 5,022,000 | 5,531,000 |
| Securities available for sale | 10,086,000 | 3,403,000 | 3,351,000 | 3,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,141,000 | 132,005,000 | 133,346,000 | 132,700,000 |
| Interest-bearing deposits | 116,840,000 | 119,959,000 | 120,743,000 | 118,779,000 |
| Noninterest-bearing deposits | 11,301,000 | 12,046,000 | 12,603,000 | 13,921,000 |
| Equity capital | 13,681,000 | 13,907,000 | 14,230,000 | 14,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,712,000 | 5,623,000 | 7,574,000 |
| Interest expense | 388,000 | 774,000 | 1,107,000 | 1,424,000 |
| Net interest income | 1,448,000 | 2,938,000 | 4,516,000 | 6,150,000 |
| Noninterest income | 161,000 | 299,000 | 478,000 | 725,000 |
| Noninterest expense | 757,000 | 1,538,000 | 2,327,000 | 3,229,000 |
| Provision for loan losses | 369,000 | 931,000 | 1,410,000 | 1,919,000 |
| Pretax income | 483,000 | 967,000 | 1,456,000 | 1,926,000 |
| Income tax | 180,000 | 360,000 | 540,000 | 711,000 |
| Net income | 303,000 | 607,000 | 916,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,594,000 | 13,899,000 | 14,208,000 | 14,506,000 |
| Total capital | 14,906,000 | 15,249,000 | 15,593,000 | 15,969,000 |
| Risk-weighted assets | 102,060,000 | 104,627,000 | 107,239,000 | 113,017,000 |