Call reports 2011
FIRST MADISON BANK & TRUST — 2011
What FIRST MADISON BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,712,000 | 141,672,000 | 143,490,000 | 144,018,000 |
| Total loans | 104,245,000 | 106,898,000 | 107,791,000 | 107,572,000 |
| Allowance for loan losses | 2,665,000 | 3,030,000 | 3,897,000 | 3,962,000 |
| Securities available for sale | 10,274,000 | 10,017,000 | 10,679,000 | 10,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,953,000 | 121,917,000 | 123,554,000 | 123,869,000 |
| Interest-bearing deposits | 109,658,000 | 112,203,000 | 113,659,000 | 114,313,000 |
| Noninterest-bearing deposits | 9,295,000 | 9,714,000 | 9,895,000 | 9,556,000 |
| Equity capital | 12,679,000 | 12,861,000 | 13,077,000 | 13,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,769,000 | 5,683,000 | 7,598,000 |
| Interest expense | 552,000 | 1,072,000 | 1,529,000 | 1,927,000 |
| Net interest income | 1,316,000 | 2,697,000 | 4,154,000 | 5,671,000 |
| Noninterest income | 139,000 | 280,000 | 422,000 | 541,000 |
| Noninterest expense | 718,000 | 1,459,000 | 2,234,000 | 2,969,000 |
| Provision for loan losses | 317,000 | 826,000 | 1,763,000 | 2,122,000 |
| Pretax income | 420,000 | 885,000 | 1,073,000 | 1,603,000 |
| Income tax | 158,000 | 330,000 | 397,000 | 601,000 |
| Net income | 262,000 | 555,000 | 676,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,551,000 | 12,844,000 | 12,965,000 | 13,290,000 |
| Total capital | 13,792,000 | 14,101,000 | 14,268,000 | 14,549,000 |
| Risk-weighted assets | 98,946,000 | 100,066,000 | 101,663,000 | 98,925,000 |