Call reports 2016
FIRST COMMUNITY FINANCIAL BANK — 2016
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,056,992,000 | 1,121,867,000 | 1,242,985,000 | 1,265,728,000 |
| Total loans | 774,406,000 | 873,368,000 | 958,286,000 | 993,933,000 |
| Allowance for loan losses | 11,335,000 | 12,044,000 | 12,284,000 | 11,684,000 |
| Securities available for sale | 203,874,000 | 179,517,000 | 188,062,000 | 202,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 95,000 | 88,000 | 73,000 | 62,000 |
| Total deposits | 879,607,000 | 898,337,000 | 1,067,466,000 | 1,083,278,000 |
| Interest-bearing deposits | 674,577,000 | 695,083,000 | 820,591,000 | 835,303,000 |
| Noninterest-bearing deposits | 205,030,000 | 203,254,000 | 246,875,000 | 247,975,000 |
| Equity capital | 127,702,000 | 130,230,000 | 131,848,000 | 126,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,626,000 | 19,711,000 | 31,022,000 | 42,768,000 |
| Interest expense | 959,000 | 1,968,000 | 3,103,000 | 4,292,000 |
| Net interest income | 8,667,000 | 17,743,000 | 27,919,000 | 38,476,000 |
| Noninterest income | 612,000 | 1,336,000 | 4,222,000 | 5,017,000 |
| Noninterest expense | 5,723,000 | 11,628,000 | 18,484,000 | 24,979,000 |
| Provision for loan losses | 0 | 500,000 | 883,000 | 1,066,000 |
| Pretax income | 3,556,000 | 7,554,000 | 13,391,000 | 18,065,000 |
| Income tax | 1,146,000 | 2,468,000 | 3,804,000 | 5,348,000 |
| Net income | 2,410,000 | 5,086,000 | 9,587,000 | 12,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,702,000 | 125,084,000 | 127,763,000 | 127,088,000 |
| Total capital | 133,276,000 | 136,775,000 | 140,047,000 | 138,772,000 |
| Risk-weighted assets | 844,053,000 | 934,517,000 | 1,022,786,000 | 1,086,973,000 |