Call reports 2015
FIRST COMMUNITY FINANCIAL BANK — 2015
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 954,065,000 | 992,415,000 | 1,018,605,000 | 1,036,849,000 |
| Total loans | 713,563,000 | 729,246,000 | 743,055,000 | 772,719,000 |
| Allowance for loan losses | 13,778,000 | 12,420,000 | 11,753,000 | 11,741,000 |
| Securities available for sale | 189,542,000 | 182,982,000 | 215,827,000 | 205,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 332,000 | 292,000 | 319,000 | 95,000 |
| Total deposits | 801,544,000 | 838,380,000 | 846,826,000 | 866,091,000 |
| Interest-bearing deposits | 633,816,000 | 663,414,000 | 672,028,000 | 669,939,000 |
| Noninterest-bearing deposits | 167,728,000 | 174,966,000 | 174,798,000 | 196,152,000 |
| Equity capital | 118,647,000 | 120,475,000 | 124,513,000 | 126,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,779,000 | 17,845,000 | 27,185,000 | 36,720,000 |
| Interest expense | 993,000 | 1,994,000 | 2,979,000 | 3,979,000 |
| Net interest income | 7,786,000 | 15,851,000 | 24,206,000 | 32,741,000 |
| Noninterest income | 429,000 | 953,000 | 1,472,000 | 1,975,000 |
| Noninterest expense | 5,058,000 | 10,109,000 | 15,114,000 | 20,066,000 |
| Provision for loan losses | 0 | -749,000 | -1,562,000 | -2,077,000 |
| Pretax income | 3,178,000 | 7,465,000 | 12,398,000 | 17,211,000 |
| Income tax | 1,144,000 | 2,616,000 | 4,279,000 | 5,952,000 |
| Net income | 2,034,000 | 4,849,000 | 8,119,000 | 11,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,152,000 | 113,992,000 | 118,778,000 | 122,664,000 |
| Total capital | 123,983,000 | 123,947,000 | 128,955,000 | 133,247,000 |
| Risk-weighted assets | 782,601,000 | 790,366,000 | 809,868,000 | 843,742,000 |