Call reports 2014
FIRST COMMUNITY FINANCIAL BANK — 2014
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 868,753,000 | 920,623,000 | 916,193,000 | 922,682,000 |
| Total loans | 664,437,000 | 666,379,000 | 689,144,000 | 689,931,000 |
| Allowance for loan losses | 16,351,000 | 14,382,000 | 13,871,000 | 13,905,000 |
| Securities available for sale | 148,935,000 | 166,705,000 | 155,727,000 | 168,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 329,000 | 341,000 | 304,000 | 314,000 |
| Total deposits | 731,472,000 | 765,436,000 | 759,238,000 | 774,435,000 |
| Interest-bearing deposits | 615,756,000 | 640,175,000 | 618,981,000 | 616,077,000 |
| Noninterest-bearing deposits | 115,716,000 | 125,261,000 | 140,257,000 | 158,358,000 |
| Equity capital | 108,647,000 | 110,731,000 | 112,798,000 | 115,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,358,000 | 17,201,000 | 26,060,000 | 35,248,000 |
| Interest expense | 1,154,000 | 2,304,000 | 3,451,000 | 4,510,000 |
| Net interest income | 7,204,000 | 14,897,000 | 22,609,000 | 30,738,000 |
| Noninterest income | 648,000 | 1,109,000 | 1,617,000 | 2,047,000 |
| Noninterest expense | 4,663,000 | 9,713,000 | 14,733,000 | 19,900,000 |
| Provision for loan losses | 1,999,000 | 2,666,000 | 2,666,000 | 3,000,000 |
| Pretax income | 1,190,000 | 3,665,000 | 7,273,000 | 10,797,000 |
| Income tax | 412,000 | 1,150,000 | 2,480,000 | 3,608,000 |
| Net income | 778,000 | 2,515,000 | 4,793,000 | 7,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,723,000 | 93,902,000 | 97,292,000 | 101,997,000 |
| Total capital | 101,676,000 | 103,192,000 | 106,627,000 | 111,470,000 |
| Risk-weighted assets | 789,998,000 | 741,461,000 | 746,220,000 | 753,610,000 |