Call reports 2013
FIRST COMMUNITY FINANCIAL BANK — 2013
What FIRST COMMUNITY FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 867,450,000 | 833,708,000 | 848,542,000 | 866,432,000 |
| Total loans | 643,354,000 | 648,081,000 | 661,158,000 | 654,750,000 |
| Allowance for loan losses | 21,931,000 | 20,634,000 | 20,203,000 | 15,820,000 |
| Securities available for sale | 104,303,000 | 115,303,000 | 143,143,000 | 141,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 604,000 | 424,000 | 377,000 | 324,000 |
| Total deposits | 751,793,000 | 708,831,000 | 698,671,000 | 728,511,000 |
| Interest-bearing deposits | 643,749,000 | 599,882,000 | 583,828,000 | 616,537,000 |
| Noninterest-bearing deposits | 108,044,000 | 108,949,000 | 114,843,000 | 111,974,000 |
| Equity capital | 92,710,000 | 93,210,000 | 108,029,000 | 107,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,890,000 | 17,485,000 | 26,094,000 | 34,894,000 |
| Interest expense | 1,389,000 | 2,650,000 | 3,850,000 | 5,020,000 |
| Net interest income | 7,501,000 | 14,835,000 | 22,244,000 | 29,874,000 |
| Noninterest income | 565,000 | 596,000 | 1,133,000 | 1,609,000 |
| Noninterest expense | 5,173,000 | 9,941,000 | 15,183,000 | 20,058,000 |
| Provision for loan losses | 1,232,000 | 2,700,000 | 3,916,000 | 8,002,000 |
| Pretax income | 1,661,000 | 2,790,000 | 4,278,000 | 3,427,000 |
| Income tax | 34,000 | 34,000 | -13,091,000 | -13,481,000 |
| Net income | 1,627,000 | 2,756,000 | 17,369,000 | 16,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,372,000 | 90,209,000 | 91,702,000 | 91,116,000 |
| Total capital | 100,000,000 | 98,994,000 | 100,871,000 | 100,758,000 |
| Risk-weighted assets | 677,040,000 | 690,444,000 | 735,684,000 | 779,467,000 |